Okay so things are looking up on the whole (!) I have a net worth of roughly $12,000 (which happened absurdly quickly thanks to a tax refund and a few stars aligning in terms of expenses. About $10k is in pure "I don't need to touch it" savings, with the rest in cushion cash which is nice, because this is at a faster rate than my initial plan of $10,000 this (working) year, which I thought was pretty reasonable, all in. I am going to aim to pocket another 3.5k in investments and I am helped along by my employee stock purchase plan. I will be able to turn $820 or so dollars into $1900 or so overnight, which is generous.

And then I am going to unapologetically blow 50% of my take-home bonus.

And then boringly invest the rest.